Fast-Track · Weeks, Not Months

PCI DSS Compliance UK

PCI DSS v4.0 Compliance for UK Merchants, Fintechs & Payment Service Providers

Praxis-Q delivers PCI DSS v4.0 compliance for UK merchants, payment service providers, fintechs, and e-commerce businesses. Our PCI team covers all SAQ types - aligned to UK Finance requirements, FCA Payment Systems regulations, and Open Banking PCI DSS scope.

At a Glance

StandardPCI DSS v4.0
DeliveryWeeks
MarketUK
Aligned toUK Finance/FCA

PCI DSS UK

PCI DSS Compliance UK

PCI DSS v4.0 Compliance for UK Merchants, Fintechs & Payment Service Providers

The Problem

If you touch card data, a single breach means fines, forced forensics, and losing the right to process payments. Most merchants fail their first assessment on scoping alone.

What We Do

  • UK Scoping
  • Gap Assessment
  • Remediation
  • SAQ / ROC
  • AOC

What You Get

  • PCI DSS v4.0 assessment via QSA partner (CyberSigma)
  • UK Finance payment security standards alignment
  • FCA Payment Systems Regulations compliance
  • All SAQ types and merchant levels
  • ROC and AOC via QSA partner; SAQ completion
  • Open Banking and API security scope
  • Remediation support and re-testing
  • fast-track in weeks

Frequently Asked Questions

Is PCI DSS mandatory for UK businesses post-Brexit?
Yes. PCI DSS compliance obligations are set by payment card schemes and acquiring banks - not UK government legislation. Post-Brexit, UK merchants processing card payments remain fully subject to PCI DSS v4.0. The FCA also expects payment service providers to maintain robust security controls consistent with PCI DSS standards.
How does Open Banking affect PCI DSS scope for UK companies?
UK Open Banking uses PSD2-derived API access for account information and payment initiation. If your Open Banking implementation involves cardholder data or card payment processing, PCI DSS scope applies. Praxis-Q specializes in scoping assessments for UK Open Banking environments.
Do UK fintech companies need PCI DSS compliance?
Yes if they process, store, or transmit cardholder data. UK FCA-regulated payment institutions, electronic money institutions, and BNPL providers handling card data must comply with PCI DSS in addition to FCA operational resilience and PSR requirements.

Ready to Get Started?

Free gap analysis · Proposal in 24hrs · Delivery in weeks