Fast-Track · Weeks, Not Months

PCI DSS Compliance Europe

PCI DSS v4.0 Compliance for European Merchants, Fintechs & Payment Processors

Praxis-Q delivers PCI DSS v4.0 compliance for European merchants, payment processors, fintech companies, and e-commerce businesses. Our PCI team covers all SAQ types - aligned to EBA payment security guidelines, PSD2/PSR requirements, GDPR intersection with cardholder data, and DORA for EU payment entities.

At a Glance

StandardPCI DSS v4.0
DeliveryWeeks
MarketEU
Aligned toEBA/PSD2/DORA

PCI DSS Europe

PCI DSS Compliance Europe

PCI DSS v4.0 Compliance for European Merchants, Fintechs & Payment Processors

The Problem

If you touch card data, a single breach means fines, forced forensics, and losing the right to process payments. Most merchants fail their first assessment on scoping alone.

What We Do

  • EU Scoping
  • Gap Assessment
  • Remediation
  • SAQ / ROC
  • AOC

What You Get

  • PCI DSS v4.0 assessment via QSA partner (CyberSigma)
  • EBA payment security guidelines alignment
  • PSD2/PSR open banking scope coverage
  • GDPR and PCI DSS intersection management
  • DORA ICT risk controls for fintech payment entities
  • All SAQ types and merchant levels
  • ROC and AOC via QSA partner; SAQ completion
  • Fast-track fast-track delivery

Frequently Asked Questions

Is PCI DSS mandatory in the EU?
Yes. PCI DSS compliance obligations in Europe are set by card schemes and acquiring banks. EU financial regulators including the EBA also reference PCI DSS in payment security guidelines. DORA additionally requires EU financial entities to manage ICT risks in payment systems.
How does GDPR interact with PCI DSS for EU merchants?
Both GDPR and PCI DSS govern data protection for different data types. Where cardholder data includes EU personal data, both regimes apply simultaneously. Praxis-Q implements controls satisfying both GDPR Article 32 and PCI DSS security controls concurrently.
Does DORA affect PCI DSS compliance for EU payment companies?
Yes. EU payment institutions regulated under PSD2 are financial entities subject to DORA. Praxis-Q implements PCI DSS and DORA together for EU payment entities to eliminate duplicate compliance effort.

Ready to Get Started?

Free gap analysis · Proposal in 24hrs · Delivery in weeks